1. In any civil liability insurance contract, an insured that meets one of the following conditions at the time of subscription may be covered by a contract that departs from the rules set out in article 2500 and the first and second paragraphs of article 2503 of the Civil Code:(1) the insured is a drug manufacturer under the Act respecting prescription drug insurance (chapter A-29.01); (2) the insured is a legal person established under one of the following Acts or one of its subsidiaries within the meaning of those Acts:(a) Act constituting Capital régional et coopératif Desjardins (chapter C-6.1); (b) Act to establish Fondaction, le Fonds de développement de la Confédération des syndicats nationaux pour la coopération et l’emploi (chapter F-3.1.2); (c) Act to establish the Fonds de solidarité des travailleurs et des travailleuses du Québec (FTQ) (chapter F-3.2.1); (3) the insured is a director, officer or trustee of any entity referred to in paragraph 1 or 2, even one not insured under such a contract.